By Jacob F. Kimball
Attorney at Law
The Gasper Law Group, PLLC
Car accidents are unfortunately a very common source of injuries. The legal issues that arise from car accidents are typically related to insurance and medical care. Most motor vehicle accident victims need money for treatment and to compensate them for their injuries. Insurance is a common source of that money, but many people encounter difficulties or frustration when trying to convince an insurance company to pay them what they deserve.
Other problems that arise with insurance include uninsured and underinsured motorist benefits (often abbreviated, “UM” and “UIM”) and payment of medical expense payments (often called “medpay”). In addition, insurance companies often request that victims of accidents provide recorded statements regarding how the accident occurred and about the victim’s injuries. Because of the potential pitfalls of these insurance issues, you need an experienced, qualified personal injury attorney who can protect your rights and guide you through the insurance claim process.
Another common problem caused by automobile accidents is medical bills. Quality medical care grows more and more expensive, and health insurance seems to cover less and less, if you can even afford it. An experienced, qualified personal injury attorney can help you identify those healthcare providers in your area that provide treatment “on a lien” (i.e., they get paid when you get paid) and guide you, if needed, in selecting a medical expense lender who may be able to assist you with your medical bills until you recovery money for your injuries.
Sadly, automobile accidents often cause fatal injuries, leading to the death of drivers and passengers. In such cases, family members, heirs, or beneficiaries may choose to bring a wrongful death or survival action to recover damages such as funeral expenses, lost wages, medical expenses incurred before death, and less tangible losses such as grief, loss of companionship, and emotional stress.