Skip to Content
ABOGADA BILINGÜE DISPONIBLE
Top
Impact of a Drunk Driving Conviction

DUI and Your Auto Insurance Information

An alcohol-related car accident and subsequent drunk-driving conviction can bring many negative consequences into your life, possibly including jail or prison time, a criminal record, car repair or replacement, restitution, guilt and grief over harm to others, higher insurance premiums, a civil lawsuit, fines, court and administrative fees, community service, alcohol education, substance-abuse treatment, social stigma, restrictions on or revocation of your drivers license, attorneys fees, restrictive probation and others. If you are arrested for or charged with DUI, a lawyer from The Gasper Law Group in Colorado Springs, Colorado, can advise you about your legal rights and help you fight the charges.

After the nightmare of a drunk-driving trial, conviction and sentence, your driving privileges may still be intact or may be restored. However, the question of automobile insurance becomes more complex and more expensive after a drunk-driving conviction appears on your record.

Practicing Law In Colorado Springs FOR OVER 20 YEARS
Set up a FREE initial consultation with our office today. Discuss your case with our Colorado Springs Lawyers at
(719) 212-2448 or complete our contact form.

Your Present Insurer

Your current automobile insurer can be expected to respond to your drunk-driving mishap. Exactly what your insurance company legally can do varies from state to state and depends on the insurance law of your state, but your insurance company may cancel or decline to renew your policy, restrict coverage provisions or, at a minimum, increase your premiums. Although the amount of increase can vary greatly, your premiums could go up as much as 100 percent or more. How your insurer reacts to your DUI may be worse if you have other strikes against you, such as previous drunk-driving convictions, traffic tickets, at-fault accidents, late or unpaid insurance premiums or other negative history with the insurer.

Private Insurance for High-Risk Drivers

If your insurance is cancelled or raised to a prohibitively high price, you can seek coverage from an insurer that specializes in insuring high-risk drivers or from the high-risk division of a large insurance company. This type of auto policy, called a nonstandard policy, is especially geared toward the high-risk market of drivers, such as those with drunk-driving histories or other seriously negative driving records, or those living in neighborhoods with higher rates of vandalism. Unfortunately, a nonstandard policy can be expected to have relatively high premiums.

Continue Reading Read Less
Representing Individuals in Colorado Springs & Surrounding Areas LONG & SUCCESSFUL HISTORY
If you are in need of a lawyer to represent you against criminal charges, please contact us for a FREE CONSULTATION. We are available 7 Days a Week/ 24 Hours a Day.

Other Issues

Other significant issues include:

  • Your drunk-driving record can also impact your premiums for or coverage by other types of insurance policies, such as life or medical insurance.
  • After your DUI conviction, you will be considered a high-risk driver. Most states require such drivers to obtain from their insurance companies for filing with the state SR-22 forms, which certify that high-risk drivers are insured.
  • These insurance issues are highly regulated by each state and can vary in how they are handled, so it is important to know the law in your state and what variations to these issues that law may bring.
  • If because of your drunk-driving conviction you are paying expensive premiums, there may be other ways to lessen the price, such as driving an older car and/or a non-sports car, moving to a safer neighborhood, maintaining a clean driving record, taking a safe-driving class, adding safety equipment to your car, paying all bills on time to boost your credit rating, staying current on your insurance premiums or moving closer to your workplace to shorten the commute.
  • Not all states require auto insurance as a condition of driving, but those that do not require insurance have financial responsibility laws that assign liability to at-fault drivers in accidents for resulting medical expenses or property damage. Auto insurance is still highly recommended to cover this legal responsibility.
  • Committed to the Community
  • Helping People First
  • Offering Payment Plans
    "They took care of my case in a very timely manner and made it feel like my traffic ticket was their number one and only priority."
    Caryn Adams, Stacey Sadler and the rest of the team at the Gasper law group are an amazing, courteous, compassionate, and very helpful group of talented individuals. I was in a bind and during my consultation I explained my situation and they went above and beyond my expectations. They took care of my case in a very timely manner and made it feel like my traffic ticket was their number one and only priority. I have never been treated with such respect and compassion. I definitely recommend talking to them about any of your legal needs.
    - Scott R.
    "From the start, they treated me incredibly well and were very open about everything from my situation."
    The Gasper Law Group was fantastic. From the start, they treated me incredibly well and were very open about everything from my situation. They were incredibly attentive to me and my case and made sure I fully understood everything while supporting me in every way they could. Caryn was AMAZING in handling my case. Her knowledge, confidence, and attentiveness were second to none. I would recommend them to anyone for any situation.
    - Jason E.
    "I highly recommend you use them to make your life easier. I couldn’t ask for a better team!"
    I used the Gasper Law Group when I was going through my divorce and child custody case. I got the outcome I wanted, Carrie Kelly and Kimberly Lucas made my life 10x easier considering i didn’t know what I was doing. They were patient, and caring and even made me laugh a few times. I highly recommend you use them to make your life easier. I couldn’t ask for a better team! I’m now happily divorced and got my kiddo 50/50! You guys rock and if anything comes up in the future, I’ll be sure to use you guys! Thanks so much gasper law group for the fast and professional services!
    - Micheala E.
    "If you need any Legal advice or assistance reach out to the Gasper Law Group. 5 star service."
    Gasper Law Group is great to work with. I recently did Estate Planning and they were awesome. Explained everything thoroughly. Emily, Jack, Therese , Holly, and Emily are all very professional. If you need any Legal advice or assistance reach out to the Gasper Law Group. 5 star service.
    - Ruby D.
    "A courteous, respectful, and efficient group in all phases and aspects of due diligence"
    Highly professional team of attorneys and paralegal staff who work hard to reach the best outcomes for their clients. A courteous, respectful, and efficient group in all phases and aspects of due diligence, and discovery with effective preparation of cases entrusted to them. The partner representing me, Ms. Caryn Adams was truly impressive in her knowledge of the law, her empathy, and her care for getting the best possible resolution in my favor in pre-trial negotiation. And I have no doubt she and her team would be just as dedicated and efficient in more complex defense situations. I recommend them highly and without reservation in all areas of the law in which they are eminently qualified.
    - Salah H.
    "If you need legal help use Gasper, ask for Christine I am thankful I did!!!"
    I don't write many reviews! Gasper Law Group proved to be worthy of my highest recommendation. Everyone at some time will need some legal service, but where to go. I want you to know Gasper Law Group can help you save what you might stand to lose. I really want you to know Christine S. is the finest Family Law Attorney you will find. Christine is experienced, committed to her clients, and will help save what whats most important to you. I would so like the leadership of Gasper Law Group to know how fortunate they are to have a team member of her Caliber. If you need legal help use Gasper, and ask for Christine I am thankful I did!!!
    - Eric D.
    "My charges were dropped and we walked away with all parental rights/custody and a restraining order against the other party."
    Caryn Adams and her team are hands down the BEST. I don't think I would have made it through what I went through without her by my side. My charges were dropped and we walked away with all parental rights/custody and a restraining order against the other party.
    - Avarie J.
    "Thank you so much! You helped complete our family and we are forever grateful."
    Christine, Kris, and Ebony are amazing and compassionate. We enjoyed every interaction. Gasper Law firm keeps appropriate communication and not in excess which keeps our cost low. We are so very grateful. Even if an unexpected turn in our guardianship hearing they remained diligent to ensure things were done in a timely manner. Thank you so much! You helped complete our family and we are forever grateful.
    - Misty M.

Contact a DUI Attorney in Colorado Springs

A drunk-driving conviction can wreak havoc on your automobile insurance coverage. We can help you to sort out the issues and investigate solutions.

If you are feeling the negative effects of a drunk-driving conviction, contact an attorney at The Gasper Law Group in Colorado Springs, Colorado.

Related Links

Continue Reading Read Less

Your Dedicated Legal Representation

SERVING COLORADO SPRINGS FOR OVER 20 YEARS
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please enter your address.
  • Please enter your City.
  • Please enter your Zip Code.
  • Please make a selection.
  • Please enter a message.
  • Please make a selection.
  • Please make a selection.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy